You are responsible for maintaining the security of your account and for all activity under your account. You agree to provide accurate information and to keep it up to date.

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable law.
• Attempt to access another user's data or interfere with the Service's security or operation.
• Reproduce, copy, or resell the Service without our permission.
• Submit content that is harmful, fraudulent, or infringes the rights of others.

You retain ownership of the business information and content you enter into the Service. You grant us a limited license to host and process that content solely to provide the Service to you.

The Service may include affiliate links and references to third-party products and services. We may earn a commission when you use those links, at no additional cost to you. We are not responsible for the content, quality, or availability of third-party offerings. See our Affiliate Disclosure for details.

The Service provides general business guidance and tools, not legal, financial, or tax advice. You should consult a qualified professional before making decisions based on information from the Service.

We strive to keep the Service available but do not guarantee uninterrupted access. We may modify, suspend, or discontinue features at any time without notice.

To the fullest extent permitted by law, the Service is provided "as is" and we are not liable for any indirect, incidental, or consequential damages arising from your use of the Service.

You may close your account at any time. We may suspend or terminate your access if you violate these Terms or for any other reason we determine appropriate.

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the updated Terms.